If you’ve ever been in a vehicle accident, you’re probably going through stressful times. Car accidents can leave victims saddled with exorbitant medical bills and other expenses. This is one of the main reasons why most victims feel it’s safer to let insurance companies handle the negotiations rather than hire car accident lawyers. After all, insurance firms are safe havens.
Insurance companies won’t assist if the case is more than a minor fender bender. Instead, you might need to switch to car accident lawyers to completely recuperate.
A study from the Insurance Research Council revealed that a car accident attorney can dramatically increase your settlement amount compared to insurance coverage. Further, research demonstrates settlements averaged up to 43% higher with legal support.
Car accident lawyers play a vital role in assuring our rights are well-protected during the claiming process. If you still think you can do it yourself, let’s examine why to hire a car accident lawyer.
Reasons to Hire a Car Accident Lawyer
Seeking legal support is a decision that puts people in a great dilemma. One of the primary reasons why most people shun the legal route is that they are unaware of how it assists them.
If you’re facing a similar dilemma, here are our grounds to hire a car accident attorney:
Learn about the Potential Damages
After an auto collision, you are entitled to compensation for medical expenses, disability, disfigurement, suffering, and property damage. And if you’ve been incapacitated, you’ll receive reimbursement from your job or business. Most people aim too low and accept settlements for much less than their damages are worth without legal assistance. But experienced lawyers will know what your restitution is worth and stop at nothing to fight for your due compensation.
Since car collisions involve the involvement of official authorities, you must be familiar with the nuances of a legal framework to avoid unnecessary threats. If you’ve been wronged by a party during the accident and seek justice, a case must be filed within a given period.
The statute of limitations starts on the day of the accident and lasts up to two years. However, if the involved party is a government entity, the deadline drops to only six months. Moreover, you can only file your complaint once you have complied with the “ante item deadlines.” Seeking legal assistance ensures you are on the right track and provides maximum security against unforeseen circumstances like:
- Bills incurred from medical treatment
- Any medical bills you anticipate having in the future due to the injury, including rehabilitation costs
- Current or future consequences of the wreck and recurring injuries with PTSD.
- Any potential obstacles resulting from the accident that may prevent you from earning
- Any wages you lose as a result of your inability to work from the accident
Handling Insurance Companies
Most vehicle collision victims file their claims almost immediately with their insurance companies. However, dealing with insurance companies without legal backup might result in low and unfair compensation. Remember that insurance companies are focused more on their profitability than delivering the complete reimbursement you deserve for the pain, suffering, and loss.
Experienced car accident lawyers know how to handle negotiations with the insurance authorities to help you win as much compensation as possible. They are aware of the insurance laws that may impact your accident case. Using those laws, they can interpret the provisions that apply to coverage, exclusions, and limitations.
Supporting Your Claim with Evidence
The strength of your car accident claim depends on the evidence you provide. With a thorough investigation, a car accident attorney collects sufficient evidence that links your injuries to the accident. This acquired evidence can be used to further prove your claim to insurers and courts. Evidence for this category may include:
- video footage from nearby places and witnesses
- Statements from witnesses and passersby
- Medical records, scans, and tests
- Accident reports.
In some instances, lawyers reconstruct the entire accident scene to determine how the crash occurred and who was at fault. A knowledgeable attorney can also identify whether a vehicle defect caused the mishap, leading to hefty compensation from the motor company.
Upper Hand in Court
If your car crash claim gets dragged to court, you get only one shot at winning. The courts won’t state their decision based on who they think is right or wrong. Instead, they rely on what your attorney presents at the hearing. Using a public lawyer at that moment might not render the justice you deserve. But an experienced car accident lawyer will lead your case through the legal procedures and guarantee the best chances of winning.
How Do I Find the Best Car Accident Lawyer?
You might get confused by the number of car accident attorneys available. However, by asking the right questions and rummaging for the proper credentials, you can narrow the field to one that is right for you.
What Is Their Experience?
You want to find someone with a lot of experience in this field. Of course, along with the encounters, there should be a winning record of getting appropriate settlements and conclusions from insurance companies.
What Are the Fees?
Attorneys cost a pretty penny. So, you might want to find someone who works on contingency, meaning they don’t make money until you get your compensation or justice. However, you’ll be responsible for expenses such as filing cases or witness fees.
You’ll face many questions during the trial or from the insurance companies. So, you want an attorney who understands what is going on. Lawyers with legal jargon may seem fascinating, but you’ll get confused at some point.
Going through a car crash is never easy and, in some cases, may change your life forever. So it only makes sense to hire a lawyer specializing in car collisions. Many complications are involved with car accidents, and only legal assistance can help you walk through the path. With that being said, Florida car and auto accident attorneys are here to help and will protect you by ensuring you receive the compensation and restoration benefits you deserve.